Launched in August 2024, MortgageBox offers a new way for homebuyers to navigate the mortgage market. Instead of speaking with just one adviser, MortgageBox connects users with five FCA-regulated mortgage advisers for free. With house prices continuing to rise, this unique approach opens up more options, better deals, and higher acceptance rates. It only takes customers one minute to raise a mortgage need. By talking to multiple advisers, homeowners can make informed choices suited to their unique financial needs and potentially save money too.

Origin and Inspiration Keith Taylor founded MortgageBox during the economic challenges under Liz Truss's brief tenure as Prime Minister. The platform was developed in response to the struggles faced by homeowners and first-time buyers. Unexpected interest rate hikes highlighted the pressing need for a supportive and informative mortgage service.  "Making mortgage decisions is crucial, and having access to multiple advisers can really make a difference," says Keith. "MortgageBox aims to offer a more comprehensive, convenient, and potentially cost-saving solution for those navigating the mortgage process. Why gamble on one adviser for such a big decision?" 

Customer Comes First What sets MortgageBox apart is its commitment to putting homeowners first, unlike other services that connect customers to the highest bidder. Users have praised MortgageBox for being “helpful and understanding” and for having the “ability to find someone quickly who could deal with me on the day.” To support users further, Einstein, a ChatGPT-powered bot, is available 24/7 to address common questions like 'the top 10 queries to ask an adviser'. This AI tool helps users make confident and informed decisions throughout the entire mortgage process. Leadership and Vision MortgageBox is a family-run venture, with Keith’s son James managing operations and daughter Ella leading marketing. Both bring a fresh perspective and energy to MortgageBox’s mission to make the mortgage market in the UK more transparent and fair.

"Our goal is to give mortgage shoppers the knowledge and connections they need to make informed decisions,” says James. “We’ve also kept things simple, for example, it only takes one minute to raise a mortgage need." In these uncertain times and with interest rates likely to decrease, it’s often hard to know the best option, whether it’s 2-year or 5-year deals, variable rates, trackers, repayments, or interest-only plans. Getting professional advice from five expert FCA registered advisers makes sense because big decisions deserve multiple perspectives.

To find your dream home visit https://www.mortgagebox.co.uk/.